Here at IA Car Company Ltd we work alongside leading vehicle finance houses, Santander Consumer Finance, Close Motor Finance and Octane Finance.
We are not tied to one particular lender, therefore we're able to find the very best deal for you as well as offering good impartial advice.
We offer many different options when funding your next vehicle; from conventional hire purchase (HP) at fixed rates where you own the vehicle out right at the end of your chosen term to lease purchase options with a balloon payment at the end. Balloon payments reduce your monthly repayment hence making your vehicle purchase more affordable.
The final balloon payment can then be re financed if you decide to keep the vehicle, you need not sell or part exchange beforehand as you are not locked into the deal.
We also offer personal contract plans (PCP) which are similar to lease purchase, you are still buying the vehicle however the balloon/residual at the end of the term is guaranteed, giving you added peace of mind.
Also available are holiday payment's where you can 'take a month off'. Holiday payments offer flexibility and can be arranged at the beginning of the agreement.
To help you further in understanding the options available to you please watch one of our video presentations below so that you can then decide on the best financing option to suit your individual or business needs.
Speak to one of our sales team today for a quotation or for more information please call us on 01733 346200. Alternatively if you wish us to proceed arranging finance for your purchase complete the simple to use online form on this page and once submitted, we will get back to you as soon as possible.